Monthly Income Investing

You’ve worked hard, saved and invested all your life. Now you’re approaching retirement, or are already retired, and need to ensure you have an adequate monthly income to support the lifestyle you’ve looked forward to, while at the same time ensuring you don’t run out of your hard earned savings prematurely.

With interest rates at all time lows, old approaches to income investing are no longer viable. With GIC’s and government bonds yielding 4% or less, your after-tax returns and perhaps more importantly after inflation-returns could very well be negative.

How can you earn a consistent monthly income on your savings in a tax advantaged way without seeing your savings eroded by inflation over time?

Our Monthly Income Program is specifically designed to maximize your monthly income without touching your principal. By not using your principal you give your savings a chance to grow to combat the ill affects of inflation.

Furthermore, our Monthly Income Program focuses on investments that pay out tax-advantaged income so that you don’t have to report every dollar of income you earn – which immediately increases your after-tax investment returns when compared to GIC’s and bonds.

It is very important that you have a good understanding of what lifestyle you wish to live in retirement and what that lifestyle will cost you. We can do everything possible to try and get you the best investment returns we can but, without knowing how much money you’ll need to have at retirement our jobs becomes much more difficult.

Not knowing how much monthly income you’ll need in retirement reminds us of the famous Yoggi Berra quote, “If you don’t know where you’re going, you’ll be sure to get there”.

Part of our service is to offer you various cash flow projections to help you understand how to best use your investment savings over time. We will also help you plan for your retirement date by working with you to make sure you have enough investment savings come the highly sought after retirement date to ensure your funds will last as long as you expect them too.

Consider the lifestyle you wish to live in retirement and figure out how much monthly income it will require then call us and we’ll take care of the rest by making electronic deposits of incomes received each month from various forms of rents, royalties, interest payments, dividends and distributions.